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More Expensive Healthcare for Caesarean Moms?

Health care these days is so ridiculously complicated - at least for me. And as someone who is about to step into the entirely different world of non-employer-based health care for the very first time, I am rather overwhelmed by its complexity and shortcomings. So it was with great interest - and a little fear - that I read a recent NYT article about women who have had Ceasareans paying higher premiums for health care. Why? Oh, ’cause they might have another and cost more!! Why oh why am I not surprised?

So. I’m picturing this: You get a Caesarean, then you leave your job (where if you’re lucky you get benefits!). Now you need to buy health care outside of an employer-protected risk pool, so pre-existing conditions really matter (that pesky problem with our health care system - if you’re ill you just might be too ill to cover!). And if a Caesarean is a pre-existing condition, well, you pay more. Yikes. What do you think, mamas? Fair? Worried? Happened to you?

Check out the International Caesarean Awareness Network to learn more.

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  1. Brenna said:

    This is really infuriating to me. The Caesarean rate is so high in this country and there are so many hospitals that won’t allow VBACs. What do they expect us to do?

  2. Jen said:

    I recently read an article about how women who have had a c-section at a higher risk for having hysterectomies in the future and, I think, certain kinds of cancer. Having had two c-sections I found that news a little disturbing, but given that insurance companies are in business to make money, I’m not surprised that they’re charging higher rates for women who have had c-sections. An insurance company wouldn’t be able to stay in business if they didn’t adjust premiums based on risk.

    To Brenna’s pont, I think more hosptials should allow women the option of VBAC but even if they did it sounds like it wouldn’t help with insurance rates since the repeat c-section risk would stil exist.

    I guess this is one more thing to consider before choosing an elective c-section…



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